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MicroBank is the social bank of the CaixaBank Group. We are leaders in financial inclusion through microloans and other financing with a social impact. One of our objectives is to support as many people as possible with inclusive solutions, providing financing to individuals and groups who may face difficulties in accessing traditional financing and addressing the financial needs of people with moderate incomes.
MicroBank is committed to the corporate values of the CaixaBank Group:
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Job creation
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Promotion of productive activity
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Personal and family development
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Financial inclusion
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Generating social impact
Since 2007, through CaixaBank's branch network, we have been offering financial products and services that are tailored to the needs of entrepreneurs, micro-enterprises and families in order to promote personal development, social progress and financial inclusion.
We focus on families with a combined income below 25,200 euros/year (to determine the income level, the IPREM has been taken into account), on entrepreneurs and micro-enterprises (up to 10 employees and 2 million euros in turnover), and students and companies whose activities have a positive and measurable impact on society (education, innovation, social economy, etc.).
Behind every impulse, there is a true story:
Official School of Dance
“My mother founded the school 30 years ago, and when she became ill, I felt I needed to carry on her legacy”.
Simona
“Being an entrepreneur means taking risks but it also results in many surprises that open doors you would never have imagined were possible”.
Thanks to different agreements with European institutions, such as the European Investment Fund (EIF), we offer financing to groups that, due to their economic or social conditions, may have problems accessing the traditional financial system.
Together, we promote the development of entrepreneurship, micro-enterprises, social enterprises and education.
Our range of financial products is divided into two main groups:
Microloans:
- Loans with a maximum amount that ranges between €25,000 and €30,000, reaching €50,000 in some cases, and with no collateral.
- Intended for families, entrepreneurs and micro-enterprises that may have problems accessing traditional bank financing.
Other financing with social impact:
- Loans with personal guarantees that help to create a positive and measurable social impact on society.
Social economy
Entrepreneurship and innovation
Studies
Integration
Our social impact in 2025 by the numbers:
2,444
million euros. Total micro-credits granted and other loans with social impact
243,970
microcredits and social‑impact loans for families
30,170
direct jobs created with support to entrepreneurs
9,941
new business
52.5
million euros allocated to improving employability through training and education.
281
partner entities
MicroBank contributes to the achievement of the following United Nations Sustainable Development Goals:
