Everything is possible if you have someone close by



The most remote island in the world is Tristan da Cunha, where its inhabitants
have discovered that the only way to live there successfully is with the support of one other.
Because, even in the most remote of the world, everything is possible if you have someone close by.

Tailored service

Elderly

01

Specialist advisors

We have more than 1,608 specialist advisors providing a customized service to our senior customers.

02

Exclusive offer

We have a catalogue of products and services adapted to this group and we offer exclusive financial offers: Senior Protection, MyBox Salud, etc.

03

Non-financial benefits

We provide non-financial advantages and leisure, health and cultural experience.

04

Support and assistance

We are support the elderly to access new technologies and help them in the new relationship models.

05

Financial inclusion

We have financial inclusion protocols and extensive opening hours for our cashiers.

06

Specialised events

We promote different specialised events for the group.

07

Face-to-face training

We provide more than 5,200 face-to-face training sessions.

08

ATM support

We have more than 11,000 user-friendly ATMs. We also offer individual support when using our ATMs.

09

Custom communication

We offer a custom service through a dedicated telephone number (900 365 065) and WhatsApp.

10

National presence

We have expanded the mobile service in 783 towns, and we do not leave towns where most of the population is over 65 years old.

Financing with a social impact

Entrepreneurship

01

Social bank

We are Europe's leading microfinance bank, with over €1.3 billion in credit granted to over 148,000 holders in 2023.

02

Far-reaching

We reach all corners of the country through a network of upwards of 3,600 branches.

03

Social impact

We focus on measuring the social impact, with indicators to mobilise the effects generated.

04

Job creation

We contribute to job creation and social development with the support of entrepreneurs.

05

Collaboration

We build a collaboration network with public-private entities across the country to strengthen the business fabric by supporting entrepreneurs with more limited resources.

06

Partnerships with European institutions

With the European Investment Fund, through European Commission guarantee programs, and with the EIB and EIF through funding.

07

Financial inclusion

We foster the financial inclusion of groups who, without these microloans, would find it difficult to access the financial system.

08

Social positioning

We contribute to the Group's including in ESG criteria, focusing on the S for social.

09

Social development

We encourage personal and family development, meeting the financial needs of people on moderate incomes.

10

Personal projects

We work on projects with emotional stories and projects behind them that can be explained in the first person.

Economic development

Rural

01

3,000 specialist managers

We have a network of 1,150 specialist branches and more than 3,000 advisors, offering the service that the agricultural and rural sectors require.

02

2,200 towns

We have the biggest network of branches in rural areas: we are present in more than 2,200 towns and cities, with 40% of branches in towns with under 10,000 inhabitants, and in 483, we are the only bank.

03

Specialised financing

In 2023, AgroBank has financed the agri-food sector with close to €28.5 billion through financing adapted to suit each customer.

04

Specific products

We have the best range of specific products and solutions adapted to suit each region.

05

Mobile branches

We have 18 mobile branches that travel to 783 towns and villages without bank branches.

06

Financial inclusion

In order to support entrepreneurship and foster financial inclusion, we promote microloans through MicroBank.

07

Innovation and digitalisation

We bring solutions for the digitalisation of the agri-food sector and provide access to innovation.

08

Diversity

We boost the role of rural women in the agri-food sector and drive initiatives to bridge gender gaps in the rural world.

09

Training

We work alongside Dualiza to promote specialisation through dual training.

10

Generational change

We are backing young people as the driving force behind the transformation of the sector and the rural world.

Future education

Vocational training

01

Vocational Education and Training (VET) Foundation

We are the only bank delivering a VET dual training system, with 1,747 teachers, 944 educational centres and 6,905 students registered in 2023.

02

Business impact

We engaged with more than 1,000 companies in 2023 with a view to promoting the potential and scope of VET.

03

Visibility

We are promoting VET to increase visibility of the quality learning opportunities available, and to improve the public's perception of vocational training.

04

Teaching skills

We are responding to the demand from teachers to provide them with high quality vocational skills that adapt to labour market trends.

05

Knowledge transfer

We hold seminars, forums, and congresses, where VET providers meet to discuss their ideas.

06

Research

We produce our own research on the current situation of VET, aimed at promoting appropriate actions.

07

Employability

We promote VET as a key tool to providing learners with essential skills, thus enhancing their employability.

08

Innovation

We encourage entrepreneurship and innovation in VET with the aim of establishing centres of vocational excellence.

09

Local economy

We support VET projects that respond to the requirements of local and regional economies, delivering training that adapts to labour market needs.

10

Collaboration

We promote vocational training activities through collaboration with the Public Administration and private entities.

Social engagement

Volunteering

01

Charity

We promote caring citizen engagement in social causes, created in partnership with social entities throughout the country, through our 17,000 volunteers.

02

Positive impact

Our efforts have positively impacted more than 370,000 people in 2023. We focus on transformational actions with a high social and environmental impact that are positive and scalable.

03

Improving the environment

We support ideas for change that help to improve people's lives and to promote the development of underserved communities at the local level.

04

Open to everyone

Our volunteering programme is open to all of society. Anyone eager to change the world can be part of the CaixaBank Volunteering programme.

05

Training

We foster training programmes have been designed to help overcome limitations in key environments or moments in people's lives.

06

By their side

We are committed to different methods of accompaniment to prevent unwanted loneliness, moral support or stimulating the working lives of people at risk of exclusion or vulnerable groups.

07

Environmental activism

We promote environmental activism to help conserve the forests, clean the beaches and protect biodiversity.

08

Social initiatives

We are involved in local social initiatives that help to build connections with those around us.

09

Humanitarian emergency

We respond quickly to unexpected situations that require immediate action, as they affect a significant number of people.

10

Corporate volunteering

We encourage corporate volunteering with initiatives such as #MesSocial and #ProyectodeTodos.

Close-up

Five stories with social impact about hopes, dreams, projects and the future.

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Between Us

Five stories about support, trust and aid

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