CaixaBank disclose that acts as risk retainer of a significant net economic interest in relation to certain securitisation funds (fondos de titulización), in the terms of:

(i) Article 405 of Regulation (EU) No 575/2013 of the European Parliament and of the Council of 26 June 2013 on prudential requirements for credit institutions and investment firms and amending Regulation (EU) No 648/2012, as to the funds incorporated prior to 1 January 2019, and

(ii) Article 6(1) of Regulation of Regulation (EU) 2017/2402 of the European Parliament and of the Council of 12 December 2017 laying down a general framework for securitisation and the Commission Delegated Regulation (EU) 2023/2175 of 7 July 2023, as to the funds incorporated on or after 1 January 2019.

The details on compliance with the retention requirement can be found in the Periodic Information about these securitisation funds published on CaixaBank Titulización and BEKA Titulización  websites.