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2024 Key figures
Comfortable liquidity position and
strong organic capital generation
12.2
%
CET1
€
170.723billion
of liquid assets
NPL ratio under control with a solid coverage ratio
2.6
%
NPL ratio
Profitability and cost-to-income ratios continue to improve
15.4
%
ROE 12 months
38.5
%
cost-to-income ratio
