2023 Key figures



Consistently strong
liquidity and capital

12.4

%

CET1

160.2

billion

of liquid assets



NPL ratio under control with a solid
coverage ratio

2.7

%

NPL ratio

73

%

NPL coverage ratio



Profitability and cost-to-income ratios continue to improve

13.2

%

ROE 12 months

40.9

%

cost-to-income ratio



See Quarterly financial information

Historical documentation results

Media resources