2023 Key figures
Consistently strong
liquidity and capital
12.4
%
CET1
€
160.2billion
of liquid assets
NPL ratio under control with a solid coverage ratio
2.7
%
NPL ratio
73
%
NPL coverage ratio
Profitability and cost-to-income ratios continue to improve
13.2
%
ROE 12 months
40.9
%
cost-to-income ratio
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Historical documentation results
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